| PROFITABILITY |
% |
| Net Interest Margin |
50 |
| Return on Average Asset |
4 |
| Return on Average Equity |
23 |
| Operating Expenses/Net Earnings |
56 |
| Gross Earnings/Total Assets & Contingents (average) |
23 |
| |
|
| EARNINGS MIX |
|
| Net Revenue Margin |
34 |
| All Other Income Margin |
66 |
| |
|
| LIQUIDITY |
|
| Liquid Assets/Total Lcy Deposits |
104 |
| Demand Deposits/Total Deposits |
64 |
| Time Deposits/Total Deposits |
36 |
| Interbank-borrowings/Total Deposits |
2 |
| |
|
| ASSET QUALITY |
|
| Non-Performing Loans/Total Loans - Gross |
31 |
| Loan Loss Provision/Total Loans - Gross | |
27 |
| Loan Loss Provision/Non-Performing Loans | |
86 |
| |
|