Home Appliance financing made easy   apply now  |  top

MyLifestyle is a simple and convenient loan package aimed at improving your standard of living by partfinancing the acquisition of a wide range of domestic appliances today
and allowing you to repay over a period of time.

Features   apply now  |  top

• Minimum equity contribution
• Competitive pricing
• Convenient tenor
• Self collateralized
• Comprehensive insurance cover
• Free financial advisory service
• Open to both account holder and non account holders (who will be required to open an account)
• No penalty for early liquidation
• No residual cost
• Quick turn-around-time, from request to disbursement

Who qualifies for a Home Appliance Loan?   apply now  |  top

All confirmed staff of institutions recognised by FCMB & self-employed individuals.

What kinds of appliances are covered by the loan?   apply now  |  top

All home appliances such as TV’s, DVD players, air-conditioners, refrigerators and laptops.

Are used home appliances covered by the loan?   apply now  |  top

No, the product is available for only brand new home appliances supplied by approved suppliers with proven track records of high quality products.

What is the loan amount I can get?   apply now  |  top

You can get a minimum of N50,000.00 and a maximum of 5 times your net monthly salary.

How do I apply?   apply now  |  top

You can apply via internet;
• Visit http://www.firstcitygroup.com/ and click on FCMB Consumer Loans link to access the MyLifestyle Page
• Click on “How to Apply” and follow the link
• Complete the application form with some information. If you qualify for MyLifestyle your request will be approved in principle and an indicative offer will be generated for you
• You are expected to print the indicative offer and submit it with the documents that are in principle submit together with the documents that are needed to support your application at any of our branches for further processing
• If you do not initially qualify for MyLifestyle , you can call or visit the nearest FCMB branch to you for further advice

Alternatively, you can visit an FCMB branch to apply:
• Walk into any FCMB branch, complete the application form and submit to a sales representative for processing
• Account officer processes your request on-line our loan application tool
• If your application is successful, an indicative offer together with other documents needed to support your application will be generated for you
• You are expected to duly execute the documents, after which the loan is processed
• Within 48 hours of receiving your acceptance of the loan offer, your MyLifestyle will be processed and you are ready to take possession of your home appliance(s)