First City Monument Bank: My Gold

Owning a Gold Current account is a wise decision. Your Gold Current Account entitles you to a free Debit /ATM Gold Card which means instant admittance into the Gold Club, which enables you to enjoy various benefits. All you need is an opening and operating balance of just N 500,000.00.

Why Choose MyGold^TM Current Account? apply now | top

*Zero Commission on Turnover (COT)
GOLD Debit/ATM card which gives access to over 2,000 ATMs nationwide and offers you membership into the MyGoldTM Card club.
*Commission Free Stockbroking
*Overdraft Protection
*Commission Free Business and Personal Travel allowance (BTA/PTA) processing
Free monthly electronic statements (upon request)
Free e-mail transaction advice service (upon request)
Free internet banking access
No account maintenance or service charge

*Terms and Conditions apply.

What do I require to open MyGold^TM Current Account?
apply now | top

You need to meet the following-

Be a minimum age of 18 years.
Have Two (2) satisfactory introduction / reference letters are required for all new customers.
Have Proof of identification such as an Original passport, Driver’s Licence or National ID card (for sighting) and photocopies are required for new customers.
Have a copy of a recent receipt from any public utilities or private telephone operator not later than three (3) months (where applicable for new customers).
Have a copy of a residence or work permit for foreign account holders is required.
Bring Two (2) passport photographs of each authorised signatory (stating the name on the reverse side).

MyGold^TM Foreign Currency Account apply now | top

“The convenient way to bank your Foreign Currency”

MyGold^TM Foreign Currency Account options include the British Pound Sterling (GBP), the United States Dollars (USD), and the European Euro. This account is for you if you regularly receive or need to make payments in foreign currency. Account holders will be issued a foreign currency cheque book for over the counter and third party withdrawals.

Why choose MyGold^TM Foreign Currency Account? apply now | top

CONVENIENCE

Ease of Access- Simply visit any one of over 130 FCMB branches nationwide to withdraw foreign currency.
Third Party transactions available- It allows for third Party withdrawals through personalised “non- clearing” Cheque book provided.
Avoiding the cost of exchanging currency
You can issue foreign drafts from your account
You receive free monthly electronic statements (upon request)
Gives you Unlimited access to your account through Free Internet Banking
You have unlimited frequency of withdrawals
You can make your credit card, mortgages or utility bill payments via electronic transfers or by standing order payments from your domiciliary accounts.

What do I require to open MyGold^TM Foreign Currency Account?
apply now | top

You need to meet the following-

Be a minimum age of 18 years.
Provide Two (2) satisfactory introduction / reference letters are required for all new customers.
Bring Proof of identification such as an Original Passport; Driver’s Licence or National ID card (for sighting) and photocopies are required for new customers.
Bring A copy of a recent receipt from any public utilities or private telephone operator not later than three (3) months (where applicable for new customers).
Have a copy of a residence or work permit for foreign account holders is required.
Bring Two (2) passport photographs of each authorised signatory (stating the name on the reverse side).

MyGold^TM Fixed Deposit Account: apply now | top

“Risk free returns on your investment”

MyGold^TM Fixed deposit offers attractive interest rates and runs for a pre-defined tenor. So you can invest your money and know exactly what you will receive at maturity.

Why Choose MyGold^TMFixed Deposit account? apply now | top

Attractive Rates

Offers the flexibility and convenience to choose a convenient maturity date.
Offers risk free return on investment
Pays you attractive interest rates
Interest rate guaranteed for fixed tenor of your deposit
Minimum amount to invest is N1,000,000.00

What do I need to qualify for MyGold^TM Fixed Deposit Account?
apply now | top

You need to meet the following-

Be a minimum age of 18 years.
Bring Two (2) passport photographs of each authorised signatory (stating the name on the reverse side).
Bring Proof of identification such as an original Passport; Driver’s Licence or National ID card (for sighting) and photocopies are required for new customers.
Bring A copy of a recent receipt from any public utilities or private telephone operator not later than three (3) months (where applicable for new customers).
Have a copy of a residence or work permit for foreign account holders.

MyGold^TM Card apply now | top

“Easy Access to your money and a Cash Free way to Pay”

MyGold^TM card is a highly secure multi channel Debit / ATM card, that enables 24 hour access to your bank account through over 2,000 Automated Teller Machines (ATM) bearing the InterSwitch logo. You can also use your card for purchases through Point of Sale (POS) terminals and for web based transactions within Nigeria.

Why Choose MyGold^TM Card? apply now | top

Convenience

Higher withdrawal limits( up to N200,000 a day) and
Higher frequency of withdrawals (up to 5 times a day)
Bill Payment facility through over 2,000 FCMB and InterSwitch connected ATMs
Access to print a mini statement from over 2,000 InterSwitch Connected ATMs
Access to balance enquiry via over 2,000 InterSwitch Connected ATMs
Unlimited payments through POS machines
Free withdrawals from FCMB ATMs

Discount Schemes -

Saipan Chinese Restaurant V/I, Lagos
Reddington Hospital, V/I, Lagos
Sheraton Hotel, Ikeja, Lagos
Federal Palace Hotel, V/I, Lagos
Eko Gym & Sauna ,V/I, Lagos
Mega Plaza, V/I, Lagos and lots more

Gold Card Club Membership-

Your friend in times of need- Discounted AA rescue annual subscription- charges and call for help in event of an automobile breakdown all year round.
Your Travel Companion- Travel with ease with our Discounted Protocol Services Offer (only available at Murtala Mohammed International Airport for now)
Your Knowledge is Power- We keep you informed and help your business projections through our Monthly Economic Report Newsletter
Your Networking Partner – meet like minded Professionals and High Networth Individuals at Exclusive Quarterly events designed to rub like-minds together in an informal atmosphere
Your Social Partner- Exclusive invitations to movie premieres, shows and exhibitions.
Your Regular Freebie Giver- Giveaways such as Weekend Getaways, Spa offers

What do I require to own MyGold^TM Card? apply now | top

Open MyGold^TM Current Account