All-In-One Account:

The All-In-One Account lets you enjoy the benefits of Savings, Current and Fixed Deposit Accounts all at once. You enjoy the zero COT charge of a Savings Account; the flexibility and convenience of Current Account features, attractive Fixed Deposit returns and extras like no other…

Why choose the All-In-One Account?

• Account opening balance of N250,000.00.
• Savings Account Interest rate of 6% per annum
• No minimum balance required (However, the average monthly balance should be N250,000.00 or above to qualify for 6% interest rate, otherwise, 2% interest rate will apply for that month)
• Free Debit/ATM Gold Card with:
  • Higher withdrawal limits (up to N200,000.00 per day) on FCMB ATMs only.
  • Bill Payment facility through over 3,000 FCMB and InterSwitch connected ATMs
  • Unlimited payments through POS machines
• Free personalised Cheque Book - for self and 3rd party over the counter withdrawals
• Four (4) free (domestic) bank drafts or manager’s cheques allowed on the account monthly
• Zero COT and No Account Maintenance, Service or Intersol charge
• Allows for the lodgement of clearing instruments and dividend warrants
• Free Internet banking access that enables online bill payments, transfers, account transaction enquiries etc from a remote location (wherever you are).
• SMS and free E-mail transaction notification for six months
• Unlimited withdrawals allowed monthly. However, any further withdrawal after the fourth (4th) withdrawal will cause the account holder to forfeit the interest payment for that month.
• Free monthly E-statements (hard copy available upon request)
• Account can be operated as either an individual or a joint account.
• Option to link the All-In-One Saver Account to a specified Current Account with a maximum Overdraft Limit of N200,000 (i.e. 80% of All-In-One Acct minimum balance), with a lien placed on N250,000.00 in the All-In-One Account.